Cheap Rent To Own House | Property For Sale In General Trias - Bella Vista Cavite - Pag ibig Loan Computation
Deca Homes Bella Vista Loan Computation- Regular
Option 1: Regular Downpayment of Php30,000.00 payable in 2 months
- Total Contract Price: 1,062,000.00
- Less: Reservation Fee: 10,000.00
- Less: Downpayment 30,000.00
- Monthly DP 15,000 (2 months term)
- Amount For Financing: 1, 022,000.00
Estimated Monthly Amortization: (in-house financing)
1st month- Php 9,730.00
2nd month- Php 9,730.00
3rd month- Php 9,730.00
4th month- Php 9,730.00 (if necessary)
5th month- Php 6,491.34 after loan take out from pag ibig
Monthly Amortization from pag-ibig as follows: @ 6.5%
Yrs. To Pay MA NDI
5 yrs - Php 20,094.43 - Php 50,236.09
10 yrs - Php 11,661.38 - Php 29,153.44
15 yrs - Php 8,946.27 - Php 22,365.68
20 yrs - Php 7,657.04 - Php 19,142.59
25 yrs - Php 6,934.38 - Php 17,335.94
30 yrs - Php 6,491.34 - Php 16,228.35
1st month- Php 9,730.00
2nd month- Php 9,730.00
3rd month- Php 9,730.00
4th month- Php 9,730.00 (if necessary)
5th month- Php 6,491.34 after loan take out from pag ibig
Monthly Amortization from pag-ibig as follows: @ 6.5%
Yrs. To Pay MA NDI
5 yrs - Php 20,094.43 - Php 50,236.09
10 yrs - Php 11,661.38 - Php 29,153.44
15 yrs - Php 8,946.27 - Php 22,365.68
20 yrs - Php 7,657.04 - Php 19,142.59
25 yrs - Php 6,934.38 - Php 17,335.94
30 yrs - Php 6,491.34 - Php 16,228.35
Important: Move-in Fee is not included ( light,water,HOA )
Note: Updated computation as of October 17, 2015, prices are subject to change without prior notice.
Bella Vista Deca Homes Cavite: Pag-ibig Financing Sample Computation - Townhouse ( No Downpayment Promo )
Option 2: Only Php10,000.00 cash out "Lipat Agad Promo" No Equity.
- First Come, First Serve Basis Only, few units left!
- Estimated House Turn-over - (requirements must be completed)
- Total Contract Price: 1,062,000.00
- Less: Reservation Fee: 10,000.00
- Amount For Financing: 1,052,000.00
Estimated Monthly Amortization: @ 6.5%
Years To Pay Monthly Amortization Net Disposable Income
5 years 19,927.02 48,817.54
10 years 11,532.09 28,330.22
15 years 8,893.65 21,734.13
20 years 7,640.82 18,602.05
25 years 6,938.57 16,846.42
30 years 6,708.04 15,770.10
Important: Move-in Fee is not included ( light,water,HOA )
Note: Updated computation as of October 2015, prices are subject to change without prior notice.
To Reserved a Unit:
Kindly prepare the following.
for Locally Employed:
- 10,000 pesos Reservation Fee.
- 1 month Payslip.
- 2 Valid Government ID's
Overseas Filipino Worker (OFW):
- 10,000 pesos Reservation Fee.
- Scan Copy of Contract
- 2 Valid Government ID's
Bella Vista Deca Homes General Trias Cavite - Terms and Conditions:
1. Available Financing and Acceptable Payment Scheme:
- Pagibig – Developer will process your loan with Pag-ibig
- Deferred Cash – maximum of 2 years to pay in equal monthly installment without interest.
- Cash
2. Reservation Fee – is part of the Total Contract Price
- Reservation fee of Php10,000 - Non-refundable.
3. Total Contract Price – does not includes water & Meralco connection & Misc. fees for documentation
4. Amortization Interest Rate & Terms – Amortization is not refundable and not transferable
Pagibig – Monthly amortization is computed at:
6.5% to 8% per year. Fixed rate for 3 yrs.
- Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
- Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
- The exact monthly amortization will be determined during loan processing.
- Maximum loan term is up to 30 yrs. for OFW and locally employed .
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