COMPUTATION-Bella Vista Cavite Deca Homes Gen Trias

Pag ibig Housing Loan Sample Computation - Cheap Rent To Own House For Sale In General Trias | Bella Vista Cavite


Sample Computation: House For Sale In Bella Vista Cavite by Deca Homes General Trias Cavite, located at Barangay Santiago. Available thru Pag-ibig Financing and In-house Financing. Bella Vista Cavite House For Sale Promo "lipat agad" for only 10k / 20k no equity. Pag-ibig Rent To Own RFO Houses in Bella Vista. Affordable-cheap Low Downpayment Townhouse and Single Attached Model House. Bella Vista Cavite, this subdivision, real estate developer near SM Dasmarinas Cavite, Robinsons, LYCEUM and Montery.


click here to view for SAMPLE COMPUTATION under pag-ibig financing!


Updated Regular Down payment of Php 30,000.00 payable in 2 months

  1. Estimated Turn over for Non-RFO units: "lipat agad" after cash out of 
      40,000.00 pesos and complete requirements. 4 to 6 months
  2. Estimated House Turn-over for RFO units: "lipat agad" after cash out of 10,000 and complete requirements. 2 to 4 weeks ( limited units only ) 1st come, 1st serve basis only.
  • Total Contract Price:            1,062,000.00
  • Less: Reservation Fee:              10,000.00
  • Less: Downpayment                 30,000.00
  • Monthly DP 15,000 (2 months term)
  • Amount For Financing:         1,022,000.00
Estimated Monthly Amortization: (in-house financing)
1st month-  Php 9,730.00
2nd month- Php 9,730.00
3rd month-  Php 9,730.00
4th month-  Php 9,730.00 (if necessary)
5th month-  Php 6,491.34 after loan take out from pag ibig

Monthly Amortization from pag-ibig as follows: @ 6.5% 
Yrs. To Pay         MA                  NDI
  5 yrs - Php 20,094.43 - Php 50,236.09
10 yrs - Php 11,661.38 - Php 29,153.44
15 yrs - Php   8,946.27 - Php 22,365.68
20 yrs - Php   7,657.04 - Php 19,142.59
25 yrs - Php   6,934.38 - Php 17,335.94
30 yrs - Php   6,491.34 - Php 16,228.35

Important: Move-in Fee is not included ( light,water,HOA ) Php 10,000
Note: Updated computation as of October 17, 2015, prices are subject to change without prior notice.

See Promos and Discounts here at Bella Vista Cavite Deca Homes  
          
Note: Monthly Amortization is not yet include insurance premium
Note: Prices are subject to change without prior notice.

To Reserved a Unit:
Kindly prepare the following.

for Locally Employed: Regular Price
  • 10,000 pesos Reservation Fee.
  • 1 month Payslip.
  • 2 Valid Government ID's

Overseas Filipino Worker (OFW): Regular Price
  • 10,000 pesos Reservation Fee.
  • Scan Copy of Contract
  • 2 Valid Government ID's
List of Pag-ibig Housing Loan Requirements:

Bella Vista General Trias Cavite Terms and Conditions:


1.  Available Financing  and Acceptable Payment Scheme:
  • Pagibig  – Developer will process your loan with Pag-ibig
  • Deferred Cash – maximum of 2 years to pay in equal monthly installment without interest.
  • Cash
2.  Reservation Fee – is part of the Total Contract Price
  • Reservation fee of  Php5,000. or Php10,000 Non-refundable.
3.  Total Contract Price – does not includes water & Meralco connection & Misc. fees for documentation

4.  Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

Pagibig  –  Monthly amortization is computed at:
                  7% per year.  Fixed rate for 3 yrs.
  • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
  • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
  • The exact monthly amortization will be determined during loan processing.
  • Maximum loan term is up to 30 yrs. for OFW and locally employed .